Personal
Banking built around your real life.
One account, every product. No monthly fees, no overdraft fees, no surprise minimums. Just clean money that earns on every dollar.
Checking · 0.50% APY
Daily-balance interest on your operating account. No minimum. Pays on every dollar from day one.
Savings · 4.10% APY
High-yield savings with daily compounding. FDIC-insured up to $250k per account through our partner bank.
Treasury · 5.28% APY
Money-market fund holding T-bills. Withdraw any business day; interest paid monthly.
Credit cards
Platinum + Gold. No annual fee on Platinum. 2x rewards on travel + dining on Gold.
Wires + transfers
Free domestic wires up to 5/month. Same-day ACH. International wires at mid-market FX.
Joint accounts
Add a partner in 30 seconds. Each get their own debit card + separate transaction view.